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Table of Contents
Money Train 3 by Relax Gaming Overview
| Slot Title | Money Train 3 |
| Software Provider | Relax Gaming |
| Type | Video Slot |
| Theme | Steampunk / Western |
| Release Date | 2022 |
| RTP | 96.10% (up to 98% in feature buy) |
| Volatility Level | High |
| Hit Frequency / Hit Rate | 19.60% |
| Maximum Win / Multiplier | 100,000x |
| Jackpot Type | Fixed |
| Payout Structure | Paylines |
| Reels & Paylines | 5 Reels, 40 Paylines |
| Game Mechanics | Money Cart Bonus, Persistent Symbols |
| Bonus Features | Money Cart Bonus Round, Feature Buy |
| Special Symbols | Wild, Bonus |
| Autoplay / Turbo Mode | Yes |
Relax Gaming keeps the series formula intact, and sharpens it. The base game runs on a 5×4 grid with 40 fixed paylines, backed by high volatility and a respectable 96.10% RTP. The payout profile is deliberately streaky, with dry spells punctuated by features that can spike hard. The game’s max exposure sits at a headline 100,000x your bet, which puts it among the heaviest hitters in its class.
Two feature pillars drive the action. The Respin mechanic can turn dead spins into line hits by locking symbols and layering multipliers. The Money Cart Bonus is the premium mode where multipliers, grid expansions, and special symbols compound your total. There is also a Buy Feature menu for players who prefer to shortcut straight into the thick of it.
Free Spins & No Deposit Bonuses
If you visit Leon Casino and spin the Lucky Wheel, you will receive $20 free cash. Use the cash on Money Train 3 to test the game and chase some tasty wins.
Spinyoo Casino is another pokie site where you can collect free cash and use it on Money Train 3. At Spinyoo, you get $10 just for creating an account.
These offers are handy if you want to feel the volatility curve and see how the features behave before committing your own bankroll. Always check the on-site terms for game eligibility, wagering, and any caps that apply to free cash or bonus play on pokies like Money Train 3. In New Zealand, it also pays to keep an eye on guidance from the Department of Internal Affairs around safe gambling practices, and to set limits that suit your budget.
Game Details
Action takes place in a not so distant future that could easily become reality. Alright, by now you have probably realised that I am a huge fan of Mad Max. Do not worry, you will not have to battle for food and petrol in Money Train 3.
However, you will need to help a crew of villains get your share of the loot. To do that, you will have different weapons at your disposal, such as snipers, absorbers, and Tommy guns. Let’s start at the beginning.
Theme
With a steampunk theme, Money Train 3 brings to life an apocalyptic future in which villains rob trains to survive harsh times. The gang might look a bit gnarly, but they will not harm anyone. Their only goal is to collect cash.
The soundtrack adds a Wild West streak to the mix, and I felt like a futuristic cowboy while testing the game. The gang consists of three guys and a girl, and the bearded elder is the top-paying regular symbol.
The visual layer leans into grit and moving parts, which helps the features feel mechanical and satisfying when they click. Animations are crisp without slowing the pace, so spins stay quick even when the screen starts to fill with symbols.
Betting & Payouts
The rules are straightforward. Money Train 3 is played on a 5×4 grid with 40 fixed paylines. Betting starts at $0.10, and you cannot wager more than $10 per spin. The pokie pays from left to right, starting from the leftmost reel.
To win a payout, you need at least 3 matching symbols on a payline. The bearded villain offers the most, 20x the bet for 5 of a kind. With an RTP of 96.10%, this high variance pokie offers a max win of 100,000x the bet.
Because volatility runs high, think in sessions rather than a few spins. Set a stake that lets you ride out the gaps and be around when a Respin clusters or the Money Cart opens up. If you prefer steady small hits, the ride here will feel bumpy, while jackpot chasers will appreciate the ceiling.
Example
you spin a non-winning round and the Respin selects a mid tier symbol. All copies lock and the reels respin. Two more of the symbol land, the lock grows, a 2x multiplier drops, and the feature tallies everything at an improved rate. This is how otherwise quiet stretches can convert into solid base game returns.
Bonus Features
The Respin feature triggers randomly after a non-winning spin. A random symbol is selected, and all instances of the chosen icon lock while the reels respin. As long as matching symbols appear, respins continue.
You can also land 1x, 2x, and 3x multipliers within the feature. They are added to the total multiplier, and applied to the total win from the feature.
With 3 or more Bonus Scatters, you trigger the Money Cart Bonus feature. Triggering Scatters are locked on the reels and awarded a value. You have 3 respins, which reset each time you land a new icon. Bonus symbols can reveal multipliers up to 10x.
Special bonus symbols can also appear, carrying different extras. Two kinds of special bonus symbols can appear, the ones that apply their features only once, and the persistent ones that apply their features on every respin.
For example, the Collector will sum all the visible values on the screen and add them to its own value on only one respin. The Persistent Collector will do that on every respin.
These special bonus symbols are there to boost your total win. You can also expand the grid during the Bonus feature to get more free cells for new bonus symbols.
You have the option to buy the Money Cart feature. For example, 1 respin costs you 20x the bet. For 2 respins, you need to pay 50x. The original feature with 3 respins costs 100x the bet. The persistent feature with at least 1 persistent symbol will cost you 500x the bet.
Tip
If you use the Buy Feature, pick the level that matches your risk tolerance. The cheaper entries let you sample the Cart’s rhythm, while the persistent buy is only for players comfortable with big variance and the high price tag.
User Experience
I love action-packed pokies, so I enjoyed testing Money Train 3. The visuals are sharp, and the soundtrack fits the theme perfectly. The Respin feature may surprise you with hefty payouts. The Money Cart Bonus feature is also entertaining and rewarding.
On desktop, the layout is clean, with quick access to stake controls, turbo, and sound. On mobile, the interface scales well, reels stay readable, and the feature text remains clear, which is important when multipliers start stacking. Sessions feel snappy with minimal lag, and the Buy Feature opens instantly.
What I do not like about this game is the max bet of only $10. I do not think that will satisfy the needs of high rollers. Also, I believe that the Buy Feature option is not worth the money, at least that was the case for me. If you are careful with your bankroll, let the base game and organic triggers do the work, and save the buys for when you are ahead.
Comparison
If you are not familiar with the Money Train series, I suggest that you go back and try the original Money Train pokie machine. The 2019 release is also played on a 5×4 grid and offers 40 paylines.
It is another high variance pokie, but the max win is 20,000x bet and its RTP is 96.20%. The Money Cart Bonus feature with respins and different extras is there too, and you can buy it.
Money Train 3 keeps the spirit but increases the ceiling to 100,000x, refines the Respin, and adds more ways for symbols to interact inside the Cart. If you liked the first game’s momentum, this one feels like a bigger, more volatile sequel while remaining familiar.
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Erik King
Editor in Chief - Zamsino.com
I always loved gambling and probably always will, spending my time reviewing gambling sites to help people save time.
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